Protect Against Identity Theft When Traveling

Education, Lifestyle, Security, Travel

by Insight Credit Union,

May 18, 2023


With the school year coming to a close, summer vacation is right around the corner. If you're planning a trip or two, we've put together a list of  precautionary steps that can help you avoid identity theft while traveling.

Pack Smart

Sometimes what you leave at home is as important as what you bring on a trip. Here are a few tips to keep in mind as you prepare:

  • Lighten up your wallet or purse. Bring only one or two credit cards and leave things like your checkbook, debit card, social security card and other unnecessary items home.
  • If you must bring personal documents, put them in your carry-on luggage. Checked baggage is not a safe place for credit cards, cash, or valuables of any kind.
  • Be sure you know how to contact your credit card companies in the event your cards are lost or stolen.
  • Bringing your laptop? Make sure it’s secure. It should be password-protected and have the latest security software installed.

Traveling Safely

Here are a few tips to help you avoid identity theft while you’re on your trip.

  • Use the hotel safe. Never leave things like your passport in your hotel room.
  • Use credit cards, not debit cards. Using a credit card protects you from having a thief drain your account before you even know there’s a problem.
  • Avoid using checks. Checking account fraud is one of the most difficult types of identity theft to recover from.
  • Use a money pouch. Keep your passport, credit card, and cash if you have it close to you (preferably under your clothes) to make it harder for someone to steal them.
  • Keep an eye on electronics. Never let them out of your site, especially in the airport, train or bus station. And don’t leave them in your hotel room unattended.
  • Use only trusted ATMs. Keep in mind, ATM machines in gas stations, convenience stores, and other places aren’t always safe.
  • Be careful when using public computers. Never access personal information, especially bank accounts and be sure to erase your online history when done.

Once You’re Home

Be sure to pay attention to your credit card bills for a few months after you get home. Keep an eye out for charges that may not be yours.

Check your credit report. Be sure to report and respond to any inaccurate information. Check out AnnualCreditReport.com for more information.


Additional Identity Protection Resources

Identity theft and consumer fraud can happen to anyone at any time. It’s important to learn how to protect your identity and what steps to take if your personal information is stolen. This short learning experience will explore:

  • How identity theft happens and the potential impacts
  • Strategies to help you protect your identity
  • Steps to report identity crimes and mitigate damage

Start the Identity Protection Playlist