Rates

Take Your Savings to New Heights!

Now is great time to take advantage of our special 7-Month Certificate of Deposit! For a limited time only, you can earn 4.25% APY** on our Promotional 7-Month Certificate ($1,000 minimum deposit required). Lock in a great rate today and watch your money grow! Schedule a Video Banking call now, or contact us at 407.426.6000 or toll-free 888.843.8328 to open a certificate account today.

_{**Advertised rate for the 7-month Certificate subject to change without notice. Minimum opening deposit of $1,000.00. CD is available only to CDs maturing in the next 30 days or CDs opened with New Money. New Money is defined as funds that have not been on deposit at Insight Credit Union for the past 90 days. This CD product is not available for IRA Accounts. Any withdrawal of principle or interest prior to maturity will reduce earnings on the account. A penalty will be imposed on for early withdrawal. Fees may reduce earnings. Upon maturity CD will not renew but will be placed into a Share Savings account unless another account is selected.}

Check Our Rates!

Savings, Checking, & Money Market

3 Month Certificates

6 Month Certificates

12 Month Certificates

24 Month Certificates

36 Month Certificates

48 Month Certificates

60 Month Certificates

IRA Share CertificatesIRA Share Certificate rates may vary from regular share certificate rates. Please contact us at 407.426.6000 or toll-free 888.843.8328 for current IRA Share Certificate rates.

^{*A.P.Y. = Annual Percentage Yield. Dividends on regular shares, youth accounts, IRAs and money market accounts are accurate as of 09/26/2022. Share certificate dividend rates are accurate as of 05/01/25. Indexed rates are based on the percentage above the dividend rate paid on certificate or share accounts. There will be a penalty for early withdrawal of certificates. Call 407.426.6000 for recent rate changes. Fees may reduce earnings on accounts. Rates may change after accounts are opened and without notice. Dividends are paid at the end of each month. Indexed rates are based on the percentage above the dividend rate paid on certificate or share accounts.}

^{**Incentive Checking is a variable rate account and the rate may change after the account is opened. The Incentive Checking account is a Tiered Rate account. If your average daily balance is $20,000.00 or below and requirements are met, the APY will be the qualified APY. If your average daily balance is $20,000.00 or below and requirements are not met, the APY will be 0.05%. If your average daily balance is $20,000.01 or greater, 0.05% APY will apply to the average daily balance exceeding $20,000.00. To receive the qualified APY, member must have a valid email address, use eStatements, make a minimum of 1 Bill Pay transaction post to your account each month, and make a minimum of 8 Smart Check Debit Card transactions each month. Fees could reduce the earnings on the account.}

^{***Grow Green Savings is a variable rate account and the rate may change after the account is opened. Must use eStatements to qualify for APY. If the account does not meet the eStatements requirement, the APY will revert back to the current Regular Share account rate. No minimum balance required to earn APY. Fees could reduce the earnings on the account.}

^{†A monthly minimum balance fee may apply if the daily balance falls below $250.}

Loan Rates

Auto Loans

^{*APR = Annual Percentage Rate. Rates, effective April 9, 2025. Loan subject to normal underwriting guidelines. Your actual rate will be customized based on your credit characteristics. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher.} 

Other Vehicle Loans

^{*APR = Annual Percentage Rate. Rates, effective November 4, 2024. Loan subject to normal underwriting guidelines. Your actual rate will be customized based on your credit characteristics. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher.}