Early Start Checking
Developing healthy financial habits early can set you up for lifelong banking success. At Insight Credit Union, we want everyone to have the opportunity to start out on the right track. Our Student Checking Accounts are designed to help teens and young adults develop fundamental money management skills while lowering the chances of being charged hefty fees.
Account Details
With an Early Start Checking Account, teenage members can start their financial journey without worrying about overdraft fees or ATM networks!
- No minimum to open
- No monthly service charge
- No minimum balance required
Enjoy free Direct Deposit and Early Pay with every Insight checking account. Get access to your funds up to 2 days earlier with Early Pay from Insight Credit Union.
Our Debit Cards feature tap to pay contactless technology, EMV chips and are available for Instant Issue at select Insight locations if your teen needs a new card ASAP. Students can also pay with confidence using their phone with Visa® and Apple Pay®, Google Pay® or Samsung Pay®.
Save time with free eStatements and access to Online and Mobile Banking with Remote Deposit, more!
Requirements
Must be age 13-17 to qualify for an Early Start Checking Account.
Parent/Guardian Account Consent Form may be required.
Getting your teen started with an Early Start Checking Account is easy!
Early Start Checking Account must be opened in-branch with both the parent/guardian and student present.
Start Your Next Step
When you turn 18, your Insight Early Start Checking Account will convert to a Smart Start Checking Account giving you access to great benefits like Zelle® and Bill Pay to take your money management skills to the next level.
*Insight Credit Union will not charge you a fee when you us a foreign ATM or MoneyPass ATM, but the owner of the ATM may still charge you a fee.