Smart Start Checking
Students age 18-24 have different needs, that's why we created the Smart Start Checking Account. Young adults can enjoy tools and resources like Bill Pay and Zelle® while lowering the chances of being charged hefty fees for overdrafts and foreign ATM use.
Account Details
With a Smart Start Checking Account, young adults have access to an account with all the bells and whistles, without the risk.
- No minimum to open
- No monthly service charge
- No minimum balance required
Enjoy free Direct Deposit and Early Pay with every Insight checking account. Get access to your funds up to 2 days earlier with Early Pay from Insight Credit Union.
Our Debit Cards feature tap to pay contactless technology, EMV chips and are available for Instant Issue at select Insight locations if you need a new card ASAP. Plus, pay with confidence using their phone with Visa® and Apple Pay®, Google Pay® or Samsung Pay®.
Save time with free eStatements and access to Online and Mobile Banking with Remote Deposit, and more!
Requirements
Must be age 18-24 to qualify for an Smart Start Checking Account. School-issued student identification needed.
Opening a Smart Start Checking Account is easy!
- Already a member? Log into Insight Online to access your account and we’ll use the information already on file for your application.
- Not yet a member? Use the link above to register and provide your information to apply for membership, accounts, and loans.
- Check Application Status! You can also check the status of submitted applications, or continue where you left off with an application already in progress.
Start Your Next Step
When you turn 25, your Insight Smart Start Checking Account will convert to a Free Checking Account. However, we offer other accounts that may be a better fit. With our Incentive Checking Account you can earn over $900+ in interest a year, simply by doing things you're probably already doing.
*Insight Credit Union will not charge you a fee when you us a foreign ATM or MoneyPass ATM, but the owner of the ATM may still charge you a fee.
+Approximate interest earned on $20,000 average daily balance at standard rates and does not include potential overdraft/returned items or other fees. The rate may change after account opening. Monthly qualifying transactions required to earn maximum APY.