Student Checking

Jump start your banking success with Insight.

Student Checking Accounts

Build Money Independence Safely

Our Student Checking Accounts are designed to help teens and young adults develop fundamental money management skills while lowering the chances of being charged hefty fees. The Early Start Checking and Smart Start Checking accounts offer tools and resources students need to manage their money independently. Students can bank easy knowing there are:

No Foreign ATM Fees

Students can use ATMs outside our ATM networks for free*.

No Overdraft Fees

No Overdraft Privilege Service means the account stays in the positive.

No Wire Transfer Fees

Wire funds to your student with ease whenever they need them.

Enjoy Great Account Benefits 

Every Insight Credit Union Checking Account features these great benefits.

  • Free Debit Card
  • Free Online Banking
  • Free eStatements
  • Free Alerts
  • Free Mobile Banking with Remote Deposit
  • Free Direct Deposit
  • Free Early Pay

Get access to your funds up to 2 days earlier with Early Pay from Insight Credit Union. Our Debit Cards feature tap to pay contactless technology, EMV chips and are available for Instant Issue at select Insight locations. Plus, pay with confidence using your phone with Visa® and Apple Pay®, Google Pay® or Samsung Pay®.


Choose Your Starting Point

When the time is right, we have options that can set your student up for lifelong banking success.

Early Start Checking

Great first account for teens 13-17 years of age

  • $0 Monthly Service Fee
  • Mobile Banking with Remote Deposit and digital wallets make teen banking easy
  • Open at a Branch Location

Learn More >

Smart Start Checking

Perfect account for young adults 18-24 years of age

  • $0 Monthly Service Fee
  • Online and Mobile Banking with Bill Pay and Zelle® make managing expenses easy
  • Open Online Anytime 

Learn More >


Insight Credit Union and You. Better Together.

At Insight Credit Union, you're a member, not a customer. Every member is an owner/shareholder and profits are returned to members. This is reflected in Insight’s ability to pay higher dividends on savings, offer lower interest rates on loans and provide expanded products and services at less cost.

The Credit Union Difference

  • Member-owned
  • Lower loan rates and higher deposit rates
  • Lower fees and no hidden charges
  • Lower or no minimum balance requirements

Membership is open to anyone who lives or works in select Central Florida counties. View complete membership details.


Additional Banking Resources

Having a checking account can be an effective tool for meeting your financial needs and tracking your budget. You will explore how to choose, open, and use your checking account.

  • Understand the purpose of checking account compared to other account options.
  • Learn the typical fees, account minimums, and features of checking accounts. 
  • Understand how to open and use a checking account.
  • Learn how to keep your checking account secure.

Start the Checking Account Playlist


*Insight Credit Union will not charge you a fee when you use a foreign ATM or MoneyPass® ATM, but the owner of the ATM may still charge you a fee.