Vehicle Loans

We’ll get you in gear with an affordable loan.

Vehicle Loans

Insight Credit Union offers financing for new and used autos, as well as recreational vehicles, with a variety of terms available. Qualified members can finance up to 100% of the MSRP for new cars and trucks, and 100% of the NADA retail price for used vehicles.

Credit life and disability insurance as well as extended warranties are available at reasonable prices, which can be added to your loan payments for your convenience.

Vehicle Loan Rates
Loan Type Term Daily Periodic Rate Annual Percentage Rate
New Autos* Up to 84 Months 0.005890% - 0.044520% 2.15% - 16.25%
Used Autos* Up to 84 Months 0.006822% - 0.046548% 2.49% - 16.99%
Experienced/Classic Autos* Up to 36 Months 0.024630% - 0.046548% 8.99% - 16.99%
New Boats* Up to 72 Months 0.015041% - 0.036959% 5.49% - 13.49%
Used Boats* Up to 72 Months 0.015041% - 0.036959% 5.49% - 13.49%
New Motorcycle* Up to 72 Months 0.012301% - 0.032986% 4.49% - 12.04%
Used Motorcycle* Up to 72 Months 0.013671% - 0.034356% 4.99% - 12.54%
New RV* Up to 72 Months 0.013671% - 0.035589% 4.99% - 14.99%
Used RV* Up to 72 Months 0.013671% - 0.035589% 4.99% - 14.99%
New Jet Ski & ATV* Up to 36 Months 0.023945% - 0.046548% 8.74% - 16.99%
Used Jet Ski & ATV* Up to 36 Months 0.026685% - 0.049288% 9.74% - 17.99%

Applying for a Vehicle Loan is easy!

  • Already a Member? Log into Insight Online to access your account and we’ll use the information already on file for your application. 
  • Not yet a Member? Use the link above to register and provide your information to apply for membership, accounts, and loans.
  • Check Application Status! You can also check the status of submitted applications, or continue where you left off with an application already in progress.

*Your actual rate will be customized based on your credit characteristics. The lowest rates shown are for members with excellent credit. These loan rates, effective July 1, 2021 are an addendum to your LoanLiner agreement. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher.