Vehicle Loans

We can get you in gear with an affordable loan.

Vehicle Loans

Helping You Finance the Journey

When you're ready for your next vehicle, we have options that can save you money and time. Insight Credit Union vehicle loans help you finance a car, truck, SUV, RV, boat, motorcycle or anything else that moves you.

Credit life and disability insurance as well as extended warranties are available at reasonable prices, which can be added to your loan payments for your convenience.

Vehicle Loan Rates
Loan Type Term Daily Periodic Rate Annual Percentage Rate
New Autos* Up to 84 Months 0.006849% - 0.044520% 2.50% - 16.25%
Used Autos* Up to 84 Months 0.007534% - 0.046548% 2.75% - 16.99%
Experienced/Classic Autos* Up to 36 Months 0.024630% - 0.046548% 8.99% - 16.99%
New Boats* Up to 72 Months 0.015041% - 0.036959% 5.49% - 13.49%
Used Boats* Up to 72 Months 0.015041% - 0.036959% 5.49% - 13.49%
New Motorcycle* Up to 72 Months 0.012301% - 0.032986% 4.49% - 12.04%
Used Motorcycle* Up to 72 Months 0.013671% - 0.034356% 4.99% - 12.54%
New RV* Up to 72 Months 0.013671% - 0.035589% 4.99% - 14.99%
Used RV* Up to 72 Months 0.013671% - 0.035589% 4.99% - 14.99%
New Jet Ski & ATV* Up to 36 Months 0.023945% - 0.046548% 8.74% - 16.99%
Used Jet Ski & ATV* Up to 36 Months 0.026685% - 0.049288% 9.74% - 17.99%

Applying for a Vehicle Loan is easy!

  • Already a member? Log into Insight Online to access your account and we’ll use the information already on file for your application. 
  • Not yet a member? Use the link above to register and provide your information to apply for membership, accounts, and loans.
  • Check Application Status! You can also check the status of submitted applications, or continue where you left off with an application already in progress.

*APR = Annual Percentage Rate. New, Used and Experienced/Classic Auto Rates, effective August 24, 2022. New and Used Boat, Motorcycle, RV, Jet Ski and ATV Rates, effective August 3, 2020. Loan subject to normal underwriting guidelines. Your actual rate will be customized based on your credit characteristics. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher.