Certificate Promotion

Earn even more with our promotional certificate rates.

Take Your Savings to New Heights!

Whether you're working on your short- or long-term savings plan, our Certificates grow at competitive rates to maximize your savings power over specific terms. Our regular share certificates have a minimum balance of $1,000. 

  • Earn 3.80% APY* on a 6-Month Certificate

  • Earn 3.75% APY* on a 12-Month Certificate

  • Earn 2.75% APY* on a 24-Month Certificate

Now is also the perfect time to take advantage of our special Certificate of Deposit rates! For a limited time only, choose from these great options.

  • Earn 4.25% APY** on our Promotional 7-Month Certificate ($1,000 minimum deposit required)

  • Earn 3.25% APY*** on our Promotional 9-Month Certificate ($5,000 minimum deposit required)

  • Earn 3.50% APY*** on our Promotional 15-Month Certificate ($5,000 minimum deposit required)

  • Earn 3.00% APY*** on our Promotional 18-Month Certificate ($5,000 minimum deposit required)

Lock in a great rate today and watch your money grow! Schedule a Video Banking call now, or contact us at 407.426.6000 or toll-free 888.843.8328 to open a certificate account today.

Be sure to check out our other great Certificate of Deposit options.

*APY = Annual Percentage Yield. Share certificate dividend rates are accurate as of 1/16/25. Indexed rates are based on the percentage above the dividend rate paid on certificate or share accounts. There will be a penalty for early withdrawal of certificates. Fees may reduce earnings on accounts. Rates may change after accounts are opened and without notice. Call 407.426.6000 for recent rate changes. Dividends are paid at the end of each month.

**Advertised rate for the 7-month Certificate subject to change without notice. Minimum opening deposit of $1,000.00. CD is available only to CDs maturing in the next 30 days or CDs opened with New Money. New Money is defined as funds that have not been on deposit at Insight Credit Union for the past 90 days. This CD product is not available for IRA Accounts. Any withdrawal of principle or interest prior to maturity will reduce earnings on the account. A penalty will be imposed on for early withdrawal. Fees may reduce earnings. Upon maturity CD will not renew but will be placed into a Share Savings account unless another account is selected.

***Special share certificate dividend rates are accurate as of 01/16/25 and may be withdrawn at any time. 9-month, 15-month, and 18-month Certificate account requires $5,000 minimum to open. There will be a penalty for early withdrawal of certificates. Fees may reduce earnings on accounts. Certificate does not automatically renew. After the initial 9-month, 15-month, and 18-month term ends, all funds will be deposited into share savings account. Not valid for IRA Accounts. Other restrictions may apply.