Free Checking

You get way more than you pay for.

Free Checking Account

While there may be no such thing as a "free lunch", Insight Credit Union has found a way to offer a checking account that is honestly free! This is the smart way to get started in style. Easy to open and effortless to maintain, our Free Checking Account offers you convenient features to handle your daily financial transactions – with no monthly fee!

  • No minimum to open
  • No monthly service charge
  • No minimum balance required

Every Insight Credit Union Smart Checking Account features these great benefits:

  • FREE Smart CheckTM Debit Card
  • FREE Online Banking
  • FREE eStatements
  • FREE Alerts
  • FREE Mobile Banking with Remote Deposit
  • FREE ATM use at Insight Credit Union, MoneyPass®+ and Presto! ATMs
  • FREE Unlimited Check Writing
  • FREE Direct Deposit
  • FREE Visa® Platinum Rewards Credit Card – those who qualify can receive an Insight Credit Union Visa® Platinum Rewards Credit Card that rewards you with points for purchases. With no annual fee, a 25-day grace period and low rates, it’s the smart credit card for everyone.

Plus, use your Insight Smart Check™ Visa® debit card right on your mobile device! Enjoy the confidence of paying with your phone with Visa® and Apple Pay®, Google Pay® or Samsung Pay®. Learn more about our Mobile Payment Services and how they can benefit you.

Applying for a Free Checking Account is easy!

  • Already a Member? Log into Insight Online to access your account and we’ll use the information already on file for your application. 
  • Not yet a Member? Use the link above to register and provide your information to apply for membership, accounts, and loans.
  • Check Application Status! You can also check the status of submitted applications, or continue where you left off with an application already in progress.

Additional Checking Account Resources

A checking account may be an important tool to help you meet your financial goals. Learn the basic features of checking accounts, including:

  • How to select, open, and use a checking account
  • Understanding the fees associated with checking accounts
  • How to keep your checking account secure

Start the Checking Accounts Playlist


+Insight Credit Union will not charge you a fee when you use an MoneyPass® ATM, but the owner of the ATM may still charge you a fee.