Find a loan that fits your budget.

Auto Loans

Financing the Journey

Insight Credit Union offers financing for new and used autos, as well as recreational vehicles, with a variety of terms available. Qualified members can finance up to 100% of the MSRP for new cars and trucks, and 100% of the NADA retail price for used vehicles.

Auto Loan Refinance

Refinancing your auto loan may be an opportunity to reduce your interest rate and monthly payment. Tapping into any equity you may have in your vehicle at the same time may also provide cash for emergencies, to pay off debt or for other needs.

Protect What Matters

Credit life and disability insurance as well as extended warranties are available at reasonable prices, which can be added to your loan payments for your convenience.

Auto Loan Rates
Loan Type Term Daily Periodic Rate Annual Percentage Rate
New Autos* Up to 84 Months 0.016410% - 0.049315% 5.99% - 18.00%
Used Autos* Up to 84 Months 0.016958% - 0.049315% 6.19% - 18.00%
Experienced/Classic Autos* Up to 36 Months 0.027918% - 0.049288% 10.19% - 17.99%

Applying for an Auto Loan is easy!

  • Already a member? Log into Insight Online to access your account and we’ll use the information already on file for your application. 
  • Not yet a member? Use the link above to register and provide your information to apply for membership, accounts, and loans.
  • Check Application Status! You can also check the status of submitted applications, or continue where you left off with an application already in progress.

Additional Auto Loan Resources

Buying a car is a big decision that may feel intimidating or confusing. Learn the steps, options, and resources involved, including:

  • The steps to apply for a car loan
  • Developing your budget for buying a car
  • Calculating your payments

Start the Car Loan Playlist

*APR = Annual Percentage Rate. Rates, effective March 21, 2023. Loan subject to normal underwriting guidelines. Your actual rate will be customized based on your credit characteristics. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher.