Insight Credit Union offers financing for new and used autos, as well as recreational vehicles, with a variety of terms available. Qualified members can finance up to 100% of the MSRP for new cars and trucks, and 100% of the NADA retail price for used vehicles.
Refinancing your auto loan may be an opportunity to reduce your interest rate and monthly payment. Tapping into any equity you may have in your vehicle at the same time may also provide cash for emergencies, to pay off debt or for other needs.
Credit life and disability insurance as well as extended warranties are available at reasonable prices, which can be added to your loan payments for your convenience.
|Loan Type||Term||Daily Periodic Rate||Annual Percentage Rate|
|New Autos*||Up to 84 Months||0.016410% - 0.049315%||5.99% - 18.00%|
|Used Autos*||Up to 84 Months||0.016958% - 0.049315%||6.19% - 18.00%|
|Experienced/Classic Autos*||Up to 36 Months||0.027918% - 0.049288%||10.19% - 17.99%|
Buying a car is a big decision that may feel intimidating or confusing. Learn the steps, options, and resources involved, including:
*APR = Annual Percentage Rate. Rates, effective March 21, 2023. Loan subject to normal underwriting guidelines. Your actual rate will be customized based on your credit characteristics. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher.