Basic Business Checking Account
Enjoy the convenience of this affordable Insight account that's tailored for businesses with a moderate number of monthly checking transactions. This account features:
- No monthly account fee
- No minimum balance requirement
- FREE Smart CheckTM Business Debit Card
- FREE Online Banking
- FREE Automatic Savings Overdraft Protection
- FREE eStatements
- FREE Alerts
- FREE Online Check Images
- Minimum opening deposit of $250.00
- Unlimited FREE debits at point of sale and ATM*
- No transaction fees for deposits, checks or other debits (ACH, pre-authorized electronic deductions to be paid each month), excluding bulk deposits.
- A deposit transaction that includes more than 30 items (excluding cash) is considered a bulk deposit and will be charged $3.00.
- $0.50 strapped cash deposit fee
Business Debit Card
Insight Credit Union's Business Check Card looks like a credit card, works like a check, and doubles as an ATM card. Use it anywhere Visa® is accepted and it will automatically deduct the funds for each purchase from your Insight business checking account. You can even use it to get cash at thousands of automated teller machines. It's safer than carrying cash, more widely accepted than checks, and it's free with business checking accounts that qualify.
As an added bonus just for using your Insight Credit Union Business Check Card, you'll earn points that you can redeem for valuable merchandise through Visa Extras. For every dollar spent on qualifying purchases**, you'll earn a point toward the award of your choice. You can choose from a wide selection of merchandise ranging from everyday items to premium products. It's fast and easy. And points start adding up as soon as you make qualifying purchases.
Overdraft Privilege for Basic Business Checking Accounts
Overdraft Privilege is useful for those times when the balance in your checking account runs out before all the bills have been paid. Rather than returning - unpaid - any insufficient fund items you may have, we will consider payment of your reasonable overdrafts up to a $1,500 limit*** (including overdraft fees) from your Basic Business Checking Account. It's discreet and there's no loan paperwork to complete. Overdraft Privilege will even save you money by helping you avoid charges from retailers on returned checks. The only fees for this service are our standard overdraft fees which will be charged for each item that would create an overdraft on your account.
For more information on any of Insight Credit Union's deposit accounts for businesses, please call us at 407.426.6000 or toll-free 888.843.8328.
*Foreign ATM fees may apply.
**Qualifying purchases consist of the following types of purchases made with an enrolled Visa check card and processed or submitted through the Visa U.S.A., Inc. transaction processing system: purchases you sign for (purchases using your PIN code do not earn points); Internet purchases; phone and mail order purchases; and bill payment (including online payments). Certain exclusions apply. You must sign for in-store purchases. You must sign for all in-store purchases you make with an enrolled Visa card in order for such purchases to be deemed qualifying purchases. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled Visa card if you want to earn points for such purchases. Enroll your card online at www.visaextras.com or call 800.960.8472.
***Restrictions apply. See our Overdraft Privilege policy for more information.