Home Equity Line of Credit
Home Equity Line of Credit With Options - You Choose
Do you have big plans that need big money? Get started by adding a bit to your budget! A home equity line of credit can be a great way to finance a wide variety of major purchases. It uses the equity in your home for security and allows you to make the most of your homes value.
For a limited time, open a Home Equity Line of Credit with Insight, for up to $100,000, and the choice is yours:
- Option #1: 1.00% APR* introductory discount for 6 months
- Option #2: Let us cover your appraisal fee*
A Home Equity Line of Credit from Insight Credit Union also offer's you:
- Competitive Rates
- Quick & Easy Application
- Funds for WHATEVER you need
If your home's loan to value is 80% or less, you may be eligible for a home equity line of credit-ranging from a minimum of $5,000 to a maximum of $100,000. Access your line of credit - at your convenience with checks or in person. Use it to buy a car, RV or boat. Pay off bills, take a vacation, remodel the kitchen, whatever you choose.
Don't miss out on this great opportunity to tap into the equity in your home. Visit one of our convenient Central Florida locations today. You can also schedule a Video Banking call at your convenience or contact us at 407.426.6000 or toll-free 888.843.8328 to speak to a Representative about a HELOC today!
*APR = Annual Percentage Rate. Insight Credit Union will pay the appraisal fee or provide a 1.00% discount on the APR for the first six (6) billing cycles for Home Equity Lines of Credit, up to $100,000. Variable rate plan. The 1% discount is applied to the APR, which is based on the Wall Street Journal prime rate (6.75% as of 12/11/25), plus a margin. After the 6-month discount period ends, the rate is based on the Wall Street Journal prime rate, plus a margin. Current rates range from 6.75% to 9.25% APR as of 12/10/2025. Your APR will never be more than 17% or less than 4.00%. The intro rate discount will be discontinued for payment default. No other discounts apply to the intro rate. $5,000 minimum to open a Home Equity Line of Credit. Eligible collateral includes primary single-family detached residence only. Offer valid in the State of Florida only. Loans subject to normal underwriting guidelines. Property insurance is required. Interest accrues from the date of disbursement. Membership restrictions apply. Offer subject to change at any time. Other restrictions and fees may apply.