Mortgages

At every step, we guide you through your home purchase or mortgage refinance.

Turning Dreams Into Reality

Whether you're buying a home, refinancing, planning to build, adding a pool, or looking to use your home equity to finance other purchases, you've come to the right place.

At Insight Credit Union, we offer a variety of mortgage products, and a staff of knowledgeable and friendly professionals who can guide you through your options every step of the way.

Our interest rates are not only competitive, but we've also eliminated many of the fees that most other financial institutions typically charge. So you can save lots of money by financing your home with us!

Conventional Mortgages

We can finance 97% of the appraised value or the actual purchase price of your home, whichever is lower. If you are looking to refinance, we can refinance up to 97% of the appraised value. Pre-approvals are available. Choose from the following first mortgages:

  • 10-Year Fixed
  • 15-Year Fixed
  • 20-Year Fixed
  • 30-Year Fixed
  • Jumbo Mortgages
  • Vacation Homes

Get a rate quote or apply online!


Additional Mortgage Resources

There is a lot to understand when it comes to mortgages which can make having a mortgage seem overwhelming. However, taking out a mortgage can be manageable and rewarding as long as you prepare yourself to understand the terms, forms and processes involved. In just 5 minutes, this lesson will teach you:

  • What mortgages are and how they are used
  • How to identify different types of mortgages
  • How the application process works and different loans to consider

Start the Mortgage Playlist

Over the life of your mortgage a lot can change about your financial situation. Refinancing can allow you to make changes to your mortgage that may allow you to lower your monthly payment, pay down the loan more quickly, or switch to a different type of mortgage entirely. Check out the following article to see if refinancing is right for you.

Should I Refinance My Mortgage