Auto Loan Refinance
Don't Let High Auto Rates Burst Your Bubble
For a limited time only, qualified members can refinance their existing auto loan from another financial institution and get up to $600 cash back!
- Enjoy great rates with terms up to 84 months
- Additional Autodraft Discount* available
- 90 Days - No Payments* for qualified members
Finance up to 100% of the MSRP for new cars and trucks, and 100% of the NADA retail price for used vehicles and let us put some extra cash in your pocket this year!
Credit life and disability insurance as well as extended warranties are also available at reasonable prices, which can be added to your loan payments for your convenience.
Get Started Today
Apply online any time. Use our Video Banking service for assistance from wherever you are, or call us at 407.426.6000 or toll-free 888.843.8328 to speak with a Representative.
*Members can receive a Cash Bonus when they refinance a qualifying auto loan from another financial institution with Insight Credit Union. Must be a minimum auto loan amount of $15,000. Members will receive $200 cash back on refinance loans up to $24,999; $400 cash back on refinance loans up to $49,999; and $600 cash back on refinance loans $50,000 or more. The Cash Bonus is payable 60, days after the funding of the refinance loan and will be placed in the member’s primary share account at Insight Credit Union. Loan subject to normal underwriting guidelines. Actual interest rate will be customized based on credit characteristics. Interest accrues from the date of contract. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher. Approved refinance auto loans subject to a Lien Recording Fee. Other fees may apply. Members with a credit score of 660 or higher may be eligible for 90-days' deferred payments. Offer does not apply to existing Insight Credit Union auto loans, Indirect or dealership loans. Receive a 0.25% APR autodraft discount when you autodraft your payment from your existing Insight Credit Union checking account. The autodraft discount will be deducted from your actual rate to determine your final rate. All new checking accounts must be verified and approved to be eligible for the 0.25% APR autodraft discount. Offer begins June 17, 2024, and may be withdrawn at any time. Membership required. Restrictions may apply.