5 Ways To Keep Your Credit Safe

Money, Security

by Insight Credit Union,

October 16, 2019

With technology becoming ever more sophisticated, it’s becoming easier for our financial information to get into the wrong hands and potentially wreck our credit. Knowing this, it’s important to take every precaution we can to keep our information safe. Here are some quick tips to keep in mind to help keep your credit safe.

  1. Keep your credit cards safe. Store your cards in a secure wallet or purse. After making a purchase, immediately return your card to that place.

  2. Don’t allow websites to “remember” your card number. Only let secure payment portals, like Google Pay and PayPal, remember your card number. An even better practice is to never check the “remember card number” box for any site or portal.

  3. Be wary when shopping online. Before using your credit card online, verify the site’s security and that the URL is authentic—there’s an “s” after the “http” in the web address, and a lock icon as well.

  4. ­Report lost or stolen cards immediately. The sooner you report a missing card, the less liability you’ll have for fraudulent charges made with your card.

  5. Review your monthly bill. Always look through your monthly statement to check for suspicious account activity.