Insight Credit Union offers a Secured Credit Card to members who may not qualify for an unsecured card to establish or re-establish their credit. Our Secured Credit Card offers a fixed rate of 17.99% APR, no matter what your credit score. There is no annual fee and a 25-day grace period on purchases.
The best part, the total amount of your credit limit is equal to the dollar amount in your Secured Credit Card Savings account. Your credit limit is specific to your financial situation allowing you to safely and easily establish or re-build your credit without the risk of getting in over your head. It’s great first credit card for college students and can mean a fresh start for members looking to repair their credit.
Learn more about the Verified by Visa program.